Senior Corporate Credit Analyst

Full time
uk 13/11/2018   Full time

We have an exciting opportunity for a Senior Corporate Credit Analyst to join our team based in London. The Corporate Credit Risk team within the Wholesale Credit Risk Department is primarily involved with the analysis and credit rating of multinational and UK corporate clients within the perimeter of Santander Global Corporate Banking (SGCB) in the UK.


The team supports the activities of CIB, GTS, treasury desk and other product areas in the UK. The team works together with Front Office in the annual process of pre-classification of limits and the approval of specific transactions. We're passionate about helping people and businesses prosper and we strive to be simple, personal and fair in everything we do. That's why we've built a culture of respect, where everyone is empowered to keep their promises and go above-and-beyond for our customers, colleagues and the communities we serve.


As a Senior Corporate Credit Analyst your main responsibilities will be:


Conduct a comprehensive assessment of new lending proposals, annual reviews and waiver requests, ensuring that all risks are identified and make a judgement as to their acceptability in a timely fashion followed by a suitable recommendation to the appropriate approval authority.


Provide technical expertise to team members. Ensure alignment to the Group risk policies.


Provide independent and robust recommendations to the Senior Management/Committees about potential transactions. When applicable, attend to the relevant committees both in the UK and Madrid.


Consistently demonstrate effective time management, continually prioritising to meet deadlines. Ownership of processes where applicable. Monitor progress against plan with rest of team, flagging missed milestones and development dependencies that are contributing to delays to the Manager.


Take a proactive role in communication to key stakeholders


Operates with Senior Management levels across the business. Participation in decision-making, committees and support to the Manager. Exposure to senior management through business initiatives, forums and committees.


Minimum skills and experience required:


  • Corporate Credit Risk Analyst with experience within large multinational clients
  • Good communication skills delivering to front office clients & committees
  • Solid financial analysis experience
  • Understand the various trading products
  • Exposure to managing complex deals


Rewarding you


Salary is competitive


For your commitment and success, Santander offers a competitive basic salary with a distinct career development opportunity. In addition to your salary and bonus, we offer you a benefits package that's flexible and allows you to be in control, as well as all the policies, tools and guidance to support you.


Other Santander benefits include:


  • Pension with generous contributions from Santander
  • 30 days’ holiday plus bank holidays, with the option to purchase up to 5 contractual days per year
  • £6,000 car allowance per year
  • Company funded Individual Private medical Insurance
  • Voluntary healthcare benefits at discounted rates such as Private medical insurance for your family, Dental insurance, Healthcare Cash Plan and Health assessments
  • 24/7 access to an online employee discount platform. Save money on everything from groceries, electronics, fashion, holidays and much more
  • Benefits supporting you and your family, such as Childcare vouchers, voluntary Life assurance and Critical illness
  • Access to an All Employee car scheme
  • Excellent employee recognition schemes, be recognised for demonstrating great behaviours
  • Share in Santander’s success by investing in our Sharesave and Partnership shares plans
  • Support your favourite causes through charitable giving and our community partnerships



Our Triton Square office in London is conveniently located within walking distance from Euston Station and Warren Street Station. It’s one of our biggest offices in the UK and is home to a range of key functions for the bank from Marketing, Finance and Risk to Digital and HR. With an onsite gym, restaurant, coffee shop and banking facilities, the atmosphere is a vibrant one with plenty of opportunities to socialise and get involved in local community and charity work.