Quote Originally Posted by Inspires33 View Post
Banks have been the main way to get started with loans and that kind of thing. These very low interest rates are not by the banks but by the central bank. I think it is a bad sign for the economy to have the interest rates this low. Who knows what could happen from here on out.
The interest rates are artificial. These are set up by the Federal reserve bank. The rates are kept low due to the economy but this is only a temporary heal and there are negative side-effects. For example: low bond yields.