Quote Originally Posted by Derrick View Post
I'd like to see credit and loans lent out a little more. They are very strict about lending right now. I'm not saying that lending should be like it was 5 years ago where credit was too easy. I think smaller banks can have a bit more say in who they lend to.
They have definitely made it a lot harder to borrow money. It's more difficult now to borrow against your home but at the same time rates are much lower. I would like to see more incentive for the middle class to invest in home buying rather than renting, this could help the economy.