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Should we bother trying to predict interest rates?
Should we bother trying to predict interest rates? It's possible that interest rates can continue going lower. That doesn't mean they will but this is why depositing into a "CD ladder" is important rather than into a savings account where you may think higher interest rates are soon to come. In a CD ladder, as each year's CD comes due, you roll it into a 5 year CD(Certificate of Deposit). What are your thoughts on this?
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