Quote Originally Posted by Andrew View Post
They have definitely made it a lot harder to borrow money. It's more difficult now to borrow against your home but at the same time rates are much lower. I would like to see more incentive for the middle class to invest in home buying rather than renting, this could help the economy.
More business lending and more faith in small businesses to fulfill debt agreements. We need some way for the middle class to have more liquidity and flexibility and banks play a major part in this. That's my 2 cents on the situation.