Quote Originally Posted by Derrick View Post
Right now loans are at all time lows. This means banks are not taking as much interest as usual and you can get the best deal. Banks are essential to the economy and so is lending, but right now lending isn't going on as much as it used to.
Banks could be more competitive don't you think? They are able to mark up loans with very high interest rates with little competition and rake in some serious profits. I would like to see more alternatives to the big banks high rates